One aspect of housing blight includes people who are unable to maintain the upkeep of the home they occupy. Reasons for this may include people with disabilities who cannot complete large projects, natural disasters that bring sudden damage, or elderly citizens without nearby family members to help with repairs. When a house is in better condition the homeowner is able to save on energy costs, decrease their risk of injury, and protect a crucial investment to a family and community. Clearly there is a value to the individual in home repairs, so it should matter to the state. There are a variety of home repair programs offered to people of different needs.
The Low Income Home Energy Assistance Program (LIHEAP) helps people with energy costs, energy crisis assistance, weatherization, and energy-related home repairs. When a house is in disrepair, heating and cooling bills go up which can lead to health threats. Helping over 6 million households, LIHEAP is crucial especially for people on a fixed income. However, LIHEAP has faced threats to cut its funding and even a recommendation from the Oval Office for complete elimination earlier this year. To receive assistance, the applicant’s household income cannot exceed 150 percent of the federally established poverty level.
The Alabama Weatherization Assistance Program aims to better the energy efficiency of the homes of low-income families. Through installing insulation, repairing windows, patching under skirting or parts of the roof, the program is designed to give people a leg up by reducing their heating and cooling costs. The program is targeted at the elderly, people with disabilities, and families with children. To qualify, the applicant’s income cannot exceed 200 percent of the federally established poverty level.
The Single Family Housing Repair Loans and Grants helps homeowners specifically trying to fix a health or safety hazard on their property. Administered by the USDA, families can receive up to a $20,000 loan or a $7,500 grant. To qualify, the household must have a family income of less than 50 percent of the area median income.
If you are or know a senior citizen who owns a blighted or partially blighted home but is not eligible for any of the programs mentioned, keep in mind that some companies will offer a reduced fee or a sliding scale for seniors. Consider asking about this option when discussing estimates with a contractor.
Noah Todd